Max 2025 401k Contribution With Catch Up. 401k Limits 2025 Chart Bekki Carolin Here are the 2025 limits that are most relevant to 401(k) plans: Annual Additions In 2025, the standard 402(g) limit is $23,500, while the catch-up limit is $7,500
An enhanced catch-up limit of $11,250 applies to workers ages 60 to 63 2025 catch-up contribution limits: The catch-up contribution limit for 401(k) participants aged 50 and over remains at $7,500
401k Limits 2025 Chart Bekki Carolin
The SECURE 2.0 updates to 401(k) catch-up contributions are straightforward but will require some planning to implement properly. On January 10, 2025, the Treasury Department and the IRS issued proposed regulations providing guidance on the 401(k) catch-up contributions updated by SECURE 2.0 The limitation for certain of those accounts or plans under section 408(p)(2)(E)(i)(I) or (II) remains $17,600
401k Limits 2025 Chart Bekki Carolin. The limitation for certain of those accounts or plans under section 408(p)(2)(E)(i)(I) or (II) remains $17,600 On January 10, 2025, the Treasury Department and the IRS issued proposed regulations providing guidance on the 401(k) catch-up contributions updated by SECURE 2.0
401k Contribution Limits 2025 Chart Bevvy. For traditional and Roth IRA plans, the contribution limit stays at $7,000, plus a $1,000 catch-up limit. The limit on annual contributions to an IRA remains $7,000